Victor Stango

Professor, Graduate School of Management,
University of California, Davis

For more information, contact:

  • Abe Chernin
  • Darwin V. Neher

or any member of our senior staff.


Victor Stango specializes in retail banking, consumer finance, and behavioral economics. He has served as an expert witness in matters involving consumers’ experiences, usage, and understanding of various financial products, including consumer finance class actions related to disclosure statements and agreements. Professor Stango has testified in deposition and at trial.

Professor Stango’s current research focuses on consumer financial decision making over both short- and long-term time horizons. He has also examined consumer financial products such as credit cards, demand deposit accounts, ATMs, and payday loans. His other current work examines how information technology outsourcing affects firms and consumers in the financial services industry. Professor Stango also analyzes issues related to data breach and data privacy.

Professor Stango was formerly a senior economist at the Federal Reserve Banks of Chicago and New York. He has earned recognition for outstanding teaching and is an associate editor of the International Journal of Industrial Organization. His writing has appeared in major news outlets, and his research has been published in leading academic journals, including the American Economic Review, the Journal of Finance, and the Review of Financial Studies.