Cortnie Shupe has more than a decade of experience analyzing consumer finance issues. Dr. Shupe’s work has focused on a range of topics, including consumer debt and credit, FinTech, labor market trends, and economic behaviors tied to public policies.
Dr. Shupe served for five years as an economist in the Office of Research at the Consumer Financial Protection Bureau (CFPB). In that role, she evaluated large administrative and proprietary consumer finance datasets to support evidence-based analysis for cost-benefit assessments, regulatory actions, and litigation challenges for multiple CFPB regulations.
Among other rules, Dr. Shupe worked on the Larger Participant Rule for General-use Digital Consumer Payment Applications; the Payday Interpretive Rule; the Buy Now, Pay Later (BNPL) Interpretive Rule; and the Earned Wage Access Interpretive Rule. She also developed and analyzed targeted consumer surveys to determine the impact of financial shocks and high-distress events.
Dr. Shupe’s academic research has been published in The Economic Journal, the Journal of Policy Analysis and Management, Labour Economics, and the Journal of Economic Behavior & Organization. Her articles have addressed key microeconomic and policy topics, including the causal effects of the Affordable Care Act (ACA) Medicaid expansion on medical spending, minimum wages, and public perceptions regarding health and economic trade-offs.
Prior to her government service, Dr. Shupe held a postdoctoral position at the University of Copenhagen. She previously served as a research associate at the German Institute for Economic Research (DIW).